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About Bankstown City Credit Union

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You’re a member, not a number

At traditional banks you are basically a number – a faceless customer with no stake in the business. At Bankstown City Credit Union you’re a member.

The benefits of being a member are plain to see. A credit union returns surplus profits through better interest rates, lowers fees, improved financial products and more personal service.

Bankstown City Credit Union exists for its members. For over 45 year we have been helping our members achieve their goals and improve their lifestyle.


Opened in 1965 as the credit union for Bankstown City Council staff.


Enjoy the confidence of knowing you are banking with a strong, secure and safe financial institution. As one of our members you have peace of mind of knowing we meet the same regulatory standards as the big banks. Bankstown City Credit Union is authorised under the Banking Act to carry on banking business in Australia, has an Australian Financial Services Licence and is regulated by the Australian Prudential Regulation Authority, APRA.

Good value

If you’re after good value deposit accounts and affordable housing and car finance, Bankstown City Credit Union products rank among the best in the industry. We strive to provide exceptional returns on savings and to reduce the cost of loans.

Personal service

It’s the information, assistance and customer care our team provides that sets us apart. For your convenience, mobile lenders can come to you. We can also source almost any type of finance, including car and equipment leasing, commercial loans, low doc loans and reverse mortgages through our finance broking service BCCU Finance Options.

The Credit Union Difference

Our values are driven by principles like cooperation, integrity, trust, financial prudence, fairness and equity for members. It is values like these that continue to attract people to credit unions around Australia. According to the credit union industry body Customer Owned Banking Association (COBA), more than 3.5 million Australians use credit unions which together hold more than $35 billion in assets.
Banks vs Credit Unions
So you might be wondering what the difference is between a credit union and a bank. Well, it is a lot especially when it comes to pocket. The most important thing of all is that we are real people that you can discuss your banking requirements directly. That person is also available to meet with you in person at the branch, so we are a personable banking institution. In addition to this our fee structure is not so heavily favored towards the shareholders. Our shareholders are our banking members, so we are always looking out for the interest of you. Although we are regulated in the same way as the major banks, we are more flexible in structuring our fees there for we can offer more flexible banking fees and better rates on both loans and deposits.


If you have any questions, please contact us