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Bankstown City Credit Union Financial Services for the life you want! Best of the Best Money Magazine Winner 2006Best of the Best Money Magazine Winner 2007SmartInvestor Blue Ribbon Awards Winner 2008
Interest Rates

Rates are effective 14th December, 2009

Click here to download a copy of our Interest & Comparison Rate Schedule.

Savings Accounts
Account Balance Interest Rate
MoneyMAX Access $1.00 - $4,999 0.20%
  $5,000 - $49,999 0.30%
  $50,000 - $299,999 0.50%
  $300,000 + 1.00%
MoneyMax Online+ $1.00 - $4,999 2.00%
  $5,000 - $49,999 2.50%
  $50,000 - $299,999 3.50%
  $300,000 + 4.80%
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Investment Accounts
Term Balance Interest Rate
(Monthly)
Interest Rate
(Annually/Maturity)
MoneyMAX T6 $5,000 - 49,999 4.10% 4.25%
  $50,000 - 299,999 4.95% 5.10%
  $300,000 + 5.25% 5.40%
MoneyMAX T12 $5,000 - 49,999 5.25% 5.40%
  $50,000 - 299,999 5.60% 5.75%
  $300,000 + 5.85% 6.00%
MoneyMAX T24 $5,000 - 49,999 6.25% 6.40%
  $50,000 - 299,999 6.25% 6.40%
  $300,000 + 6.85% 7.00%
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Mortgage Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Home Manager 6.49% 6.62% $25,000
6.54%* 6.67%
Property Manager 6.49% 6.62% $25,000
6.54%* 6.67%

* This interest rate includes 5 free card transactions (Visa Debit, ATM, EFTPOS)

Comparison Rate based on $150,000 over 25 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.

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Car Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
New Car Manager 8.40% 8.68% $10,000
Car Manager 10.35% 10.64% $10,000
Comparison Rate based on $25,000 over 5 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.
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Personal Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Credit Manager 13.85% 14.07% $10,000
Comparison Rate based on $25,000 over 5 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.
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Overdrafts
Loan Type Interest Rate Minimum Loan
Home Equity Manager 6.49% $10,000
6.54%*
Credit Line Manager 14.35% $10,000

* This interest rate includes 5 free card transactions (Visa Debit, ATM, EFTPOS)

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