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Bankstown City Credit Union  
Bankstown City Credit Union
Interest Rates

Rates are effective 23rd December, 2011

Click here to download a copy of our Interest & Comparison Rate Schedule.

Savings Accounts
Account Balance Interest Rate
MoneyMAX Access $1.00 - $4,999 0.10%
$5,000 - $49,999 0.10%
$50,000 - $299,999 0.10%
$300,000 + 0.10%
MoneyMAX Deeming Singles $1 - $44,599 3.00%
$44,600 + 4.50%
MoneyMAX Deeming Couples $1 - $74,399 3.00%
$74,400 + 4.50%
MoneyMAX Online+ $1.00 - $4,999 2.50%
$5,000 - $49,999 2.50%
$50,000 - $299,999 3.35%
$300,000 + 4.50%
MoneyMAX eMISER $1.00 + 5.50%*
SUPER eSAVER $1.00 + 5.50%

* Minimum monthly deposit must total $3,000 otherwise interest to be paid in that month will be 3 per cent
less than would otherwise apply. Unlimited transactions allowed
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Investment Accounts
Term Balance Interest Rate
(Monthly/Annually/Maturity)
MoneyMAX T3 $5,000+ 4.75%
MoneyMAX T6 $5,000+ 5.00%
MoneyMAX T9 $5,000+ 5.50%
MoneyMAX T12 $5,000+ 5.30%
MoneyMAX T24 $5,000+ 5.30%
MoneyMAX T36 $5,000+ 5.30%
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Mortgage Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Basic Home Loan 6.44% 6.50% $150,000
Premium Home Loan 6.73% 6.82% $25,000

Comparison Rate based on $150,000 over 25 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.

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Car Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Car Loan 8.25% ^1 9.58% $5,000
11.49% ^2 12.80%

Comparison Rate based on $25,000 over 5 years based on monthly repayments.

^1 Secured Car Loan, loan amount 70% or less of assessed value
^2 Secured Car Loan, loan amount 70% or more of assessed value

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.

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Personal Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Personal Loan 14.70% 15.92% $5,000
Comparison Rate based on $25,000 over 5 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.
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Overdrafts
Loan Type Interest Rate Minimum Loan
Home Equity Manager 7.23% $10,000
Credit Line Manager 15.20% $10,000

* This interest rate includes 5 free card transactions (Visa Debit, ATM, EFTPOS)
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MFAA Full Member

© Copyright 2012 Bankstown City Credit Union Ltd | ABN 40 087 649 769 | AFS Licence No 238 355 | BSB 802 155 All rights reserved.

Bankstown City Credit Union is a member of the Mortgage & Finance Association of Australia
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