Whether you own your home or are still paying it off, you could make your dreams a reality using equity in your home. You might be dreaming of a facelift for your home: perhaps a new kitchen. Well, you might be surprised how much money you could access – even just because of increases in your property’s value.

Home Equity Manager can be used to fund anything you want – from home renovations to a car or investment in shares.

Great rate

As a mortgage-secured overdraft, Home Equity Manager gives you access to funds at the same low variable rate as our standard variable rate home loan. So you can fund whatever you need at a much lower rate than what’s often available in the market for a personal loan or credit card.

Flexibility plus

It’s your money, so you can do what you like with it. You could withdraw up to 97% of your property value, any time. You don’t have to explain what you’re using the money for and you don’t have to hassle with applying for separate loans.

Once you’ve set up a Home Equity Manager facility, access is easy – using Internet banking, phone banking, BPAY, ATM, EFTPOS or cheque.

Tip: