Bankstown City Credit Union

Premium Home Loan

Want help achieving the great Australian dream? Looking to fund your own slice of real estate?
For decades, we’ve been helping Australians own their homes sooner. In fact, that’s one of the key reasons Bankstown City Credit Union was started. Whether you’re buying your first home, upsizing or refinancing, our Home Manager home loan offers the features most people want, without costly, unnecessary bells and whistles.

Get ahead quicker

Enjoy benefits like a low variable rate, no monthly fee and flexible repayment options. And you can choose to make repayments weekly, fortnightly or monthly. You can also make additional repayments or even better open a 100% Offset account and have your pay deposited directly into this account. So you can get ahead quicker and also reduce the amount you pay in interest by putting extra money into your Offset account, when it suits you or There's also a FREE redraw facility - and the convenience of phone and Internet banking.

Giving you the keys

Open the door to home ownership sooner with benefits like a low variable rate, no monthly fee and flexible repayment options. You can choose to make repayments weekly, fortnightly or monthly.
And, unlike some competitors’ home loans, we don’t stop you from making additional repayments. So you can get ahead faster and also reduce the amount you pay in interest by putting extra money into your home loan, when it suits you.

Easy pay with QuickDebit

Save time and repay your loan more conveniently by choosing a direct debit initiated on your behalf by Bankstown City Credit Union. Debits can be made from any financial institution in Australia. So once you’ve given authorisation, repayments are made automatically. It’s the no-hassle way to pay that’s FREE of transaction fees.

Great benefits:

The option of having a MoneyMAX Offset account linked to your loan account, rather than a redraw facility,
The option of linking a MoneyMAX Access account to your loan account, enjoying the benefit of 5 free card transactions (Visa Debit, ATM, EFTPOS) per month.
A parental leave option, with loan repayment reductions of up to 50% (some conditions apply); and
All top-up loans are free.

Tip:

Take advantage of our calculators to check out

how much you might be able to borrow,
what your minimum repayments might be,
how much time and interest you could save by making extra repayments or putting in a lump sum,
what your stamp duty might be.
You could insure your loan repayments against something unexpected happening to you. Look at optional Personal, Line of Credit and mortgage loan insurance.
We also offer Home and contents insurance.

Giving you more options

We can also source almost any type of finance – including low doc loans and reverse mortgages – through our finance broking service MoneyMAX Mortgages. So whatever your needs, we’re likely to have them covered.