| Why Us
Good value
If you’re after good value deposit accounts and affordable housing and car finance, Bankstown City Credit Union products rank among the best in the industry. We strive to provide exceptional returns on savings and to reduce the cost of loans.
Personal service
It’s the information, assistance and customer care our team provides that sets us apart. For your convenience, mobile lenders can come to you. We can also source almost any type of finance, including car and equipment leasing, commercial loans, low doc loans and reverse mortgages through our finance broking service BCCU Finance Options.
The Credit Union Difference
Our values are driven by principles like cooperation, integrity, trust, financial prudence, fairness and equity for members. It is values like these that continue to attract people to credit unions around Australia. According to the credit union industry body Abacus, more than 3.5 million Australians use credit unions which together hold more than $35 billion in assets.
Banks vs Credit Unions
So you might be wondering what the difference is between a credit union and a bank. Well, it is a lot especially when it comes to pocket. The most important thing of all is that we are real people that you can discuss your banking requirements directly. That person is also available to meet with you in person at the branch, so we are a personable banking institution. In addition to this our fee structure is not so heavily favored towards the shareholders. Our shareholders are our banking members, so we are always looking out for the interest of you. Although we are regulated in the same way as the major banks, we are more flexible in structuring our fees there for we can offer more flexible banking fees and better rates on both loans and deposits.
Award-winning products
MoneyMAX Online+ cash management account
- Winner at AFR Smart Investor Blue Ribbon Awards 2007 for Deposits, Cash Management Account
- Gold winner, Money magazine Best of the Best 2007 Awards for Best Investment Account, Non-Bank
- Gold winner, Money magazine Best of the Best 2006 Awards for Best Cash Management Account ($5K) category
- Cash Management Account of the Year, Personal Investor Magazine Awards for Excellence in Financial Services 2005
- Five star gold rating by independent research organisation Cannex (ranked in the top 5% after analysis of over 600 deposit account products from more than 130 financial institutions)
Car Manager Loan
- Runner-up, Money magazine Best of the Best Awards 2005
Home Equity Manager
- Finalist, Line of Credit Home Loan of the Year, Personal Investor Magazine Awards for Excellence in Financial Services 2005
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